2 June 2024
Cost and Fees of Home Care Packages
The desire to maintain independence and remain at home for as long as possible is a top priority for older Australians. This is where home care packages come into play, offering a valuable solution that allows you or your loved one to receive support while continuing to live in familiar surroundings. However, one of the most common questions that arises is: “What are the costs and fees associated with home care packages?”
At Alpha Support At Home, we understand the importance of transparency when it comes to the financial aspect of aged care services. In this comprehensive guide, we’ll break down the costs and fees involved in home care packages, ensuring you have all the information you need to make an informed decision for yourself or your loved ones.
Understanding the Different Home Care Package Levels
Each level is designed to cater to varying degrees of care needs:
This entry-level package is suitable for seniors who require a small amount of assistance with daily tasks such as meal preparation, light housekeeping, and transportation to appointments.
The level of care package assigned to an individual is determined through an assessment by an Aged Care Assessment Team (ACAT) or Aged Care Assessment Service (ACAS). This assessment evaluates factors such as mobility, cognitive function, and overall care requirements.
Cost Breakdown of Home Care Packages
The cost of home care packages is subsidised by the Australian Government, with the individual contributing a fee based on their income and assets. Here’s a breakdown of the costs associated with each level:
Care Package Price Guide
| Level 1 | Level 2 | Level 3 | Level 4 | |
Care ManagementThe amount charged to your package to manage the design, oversight and management of your care. |
$81.20/fortnight | $142.80/fortnight | $310.80/fortnight | $471.24/fortnight |
Package ManagementThe amount charged to your package to manage the design, oversight and management of your care. |
$36.54/fortnight | $64.26/fortnight | $139.86/fortnight | $212.02/fortnight |
Basic Daily FeeThe amount charged to your package to manage the design, oversight and management of your care. |
$0
Alpha Support at Home does not charge the Basic Daily Fee |
$0
Alpha Support at Home does not charge the Basic Daily Fee |
$0
Alpha Support at Home does not charge the Basic Daily Fee |
$0
Alpha Support at Home does not charge the Basic Daily Fee |
Total FeesThe amount charged to your package to manage the design, oversight and management of your care. |
28.99% of total package | 28.99% of total package | 28.99% of total package | 28.99% of total package |
Total Care HoursThe total care hours received per fortnight. Exact hours may vary based on the service type, rates, time of the day and government subsidy. |
3.70 Hrs/fortnight
80.01% of your package is allocated for care services |
6.50 Hrs/fortnight
80.01% of your package is allocated for care services |
14.15 Hrs/fortnight
80.01% of your package is allocated for care services |
21.45 Hrs/fortnight
80.00% of your package is allocated for care services |
| Level 1 | Level 2 | Level 3 | Level 4 | |
Care ManagementThe amount charged to your package to manage the design, oversight and management of your care. |
$174.00/month | $306.00/month | $666.00/month | $1009.80/month |
Package ManagementThe amount charged to your package to manage the design, oversight and management of your care. |
$78.30/month | $137.70/month | $229.70/month | $454.33/month |
Basic Daily FeeThe amount charged to your package to manage the design, oversight and management of your care. |
$0
Alpha Support at Home does not charge the Basic Daily Fee |
$0
Alpha Support at Home does not charge the Basic Daily Fee |
$0
Alpha Support at Home does not charge the Basic Daily Fee |
$0
Alpha Support at Home does not charge the Basic Daily Fee |
Total FeesThe amount charged to your package to manage the design, oversight and management of your care. |
28.99% of total package | 28.99% of total package | 28.99% of total package | 28.99% of total package |
Total Care HoursThe total care hours received per month. Exact hours may vary based on the service type, rates, time of the day and government subsidy. |
7.92 Hrs/month
71.01% of your package is allocated for care services |
13.93 Hrs/month
71.01% of your package is allocated for care services |
30.33 Hrs/month
71.01% of your package is allocated for care services |
45.97 Hrs/month
71.01% of your package is allocated for care services |
| Level 1 | Level 2 | Level 3 | Level 4 | |
Care ManagementThe amount charged to your package to manage the design, oversight and management of your care. |
$2,117.00/year | $3,723.00/year | $8,103.00/year | $12,285.90/year |
Package ManagementThe amount charged to your package to manage the design, oversight and management of your care. |
$952.65/year | $1,675.35/year | $3,646.35/year | $5,527.66/year |
Basic Daily FeeThe amount charged to your package to manage the design, oversight and management of your care. |
$0
Alpha Support at Home does not charge the Basic Daily Fee |
$0
Alpha Support at Home does not charge the Basic Daily Fee |
$0
Alpha Support at Home does not charge the Basic Daily Fee |
$0
Alpha Support at Home does not charge the Basic Daily Fee |
Total FeesThe amount charged to your package to manage the design, oversight and management of your care. |
28.99% of total package | 28.99% of total package | 28.99% of total package | 28.99% of total package |
Total Care HoursThe total care hours received per year. Exact hours may vary based on the service type, rates, time of the day and government subsidy. |
96.40 Hrs/year
71.01% of your package is allocated for care services |
169.54 Hrs/year
71.01% of your package is allocated for care services |
368.98 Hrs/year
71.01% of your package is allocated for care services |
559.32 Hrs/year
71.01% of your package is allocated for care services |
I really enjoy my role, I love meeting new clients, I love catching up with my existing clients, I like celebrating their achievements in their day, or if they’re celebrating a special anniversary or occasion, I just love helping people and this is a really good role for that.
Donna, Alpha Support at Home Team Member
Maximising Your Home Care Package Funding
While the costs of home care packages may seem daunting, it’s essential to remember that the Australian Government subsidises a significant portion of the expenses. Additionally, there are strategies you can employ to maximise the value of your home care package funding:
- Explore All Available Services: Ensure you are utilising all the services and support included in your package level to get the most out of your funding.
- Prioritise Needs: Work with your care provider to prioritise your care needs and allocate funding towards the most essential services first.
- Consider Private Top-Ups: If your care needs exceed the allocated funding, you may have the option to top up your package with private funds.
- Review and Reassess: Regularly review your care needs and package level to ensure they align with your current circumstances. If your needs have changed, you may be eligible for a higher level of funding.
When selecting a home care package provider in Adelaide, it’s crucial to consider factors beyond just the costs and fees. At Alpha Support At Home, we pride ourselves on delivering exceptional care services that prioritise your well-being and independence. Our dedicated team of professionals works closely with you to create a personalised care plan tailored to your unique needs and preferences.
We understand that navigating the world of aged care can be overwhelming, which is why our commitment to transparent communication and exceptional customer service is unwavering. We’ll guide you through every step of the process, ensuring you have a clear understanding of the costs and fees involved, and providing the support you need to make informed decisions.
Remember, investing in quality home care is an investment in maintaining independence, dignity, and quality of life – and at Alpha Support At Home, we believe that everyone deserves the best possible care, regardless of their financial situation.
Read More Articles
For many older Australians, the thought of moving into a nursing home can be daunting. The familiar comfort of one’s own home, filled with cherished memories and personal belongings, is often the preferred environment for ageing gracefully.
If you or a loved one are finding it challenging to manage daily activities at home due to age, disability, or medical conditions, you may be eligible for a home care package assessment.
The desire to maintain independence and remain at home for as long as possible is a top priority for older Australians. This is where home care packages come into play, offering a valuable solution that allows you or your loved one to receive support while continuing to live in familiar surroundings.
As a leading Home Care Package provider in Australia, we understand the importance of receiving quality care and support within the comfort of your own home. The Australian Government’s Home Care Packages program offers four levels of subsidised care, allowing individuals to choose services that best meet their unique needs.
The Home Care Packages (HCP) Program is designed to provide coordinated care and services to help older Australians with complex, age-related care needs live independently and safely in their own homes for as long as possible. However, it’s essential to understand the inclusions and exclusions of the program to ensure appropriate utilisation of funds and services.